Fixed-rate mortgages and adjustable-rate mortgages are the two categories of primary mortgages. Though the marketplace provides a diverse variety of both types, the first step to acquiring a mortgage is determining which one will best suit your needs.

The house-hunting process is exciting, and once you’ve found the perfect one, you may be tempted to make an offer and close the deal without delay. However, there aren’t as many homes available on the market to purchase. With real estate property value skyrocketing and increased buyer demands, a multi-offer scenario has become more common.

Every homeowner during 2021 faced some tough times navigating the housing market. There has been an upsurge in real estate prices while the low supply of homes ensured that many homebuyers were paying high prices. With the housing market beginning to cool off, more homes for sale means more options for consumers and lesser competition […]