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What Clients Are Saying
Working with Erin was a wonderful experience. Erin goes the extra mile to customize a rate that fits for your family. She is very professional, knowledgeable and knows how to get the best rates available. I would highly recommend Erin to anyone with mortgage needs!
-zuser201607160519299
Erin was awesome. She is always quick to answer questions and helped us feel at ease as we purchased our new home. She even showed up at closing to help us if we needed anything!
-dmsimpson04
My husband and used Erin for our pre-approval process (her rates cannot be beat) and are currently working with her on our up coming home purchase. She is very responsive and highly knowledgable about all things mortgage related. She even puts up with answering multiple questions per week from me. She knows her stuff and is extremely trust worthy. Thanks for everything Erin!
-Emily L
Choosing Between Fixed and Adjustable-Rate Mortgages
When it comes to mortgages, one of the first decisions a borrower faces is the type of interest rate: fixed or adjustable. Each has its merits and challenges, and the choice boils down to individual preferences and market conditions. Fixed-Rate Mortgages Explained: Stability is Key: A fixed-rate mortgage means your interest rate remains the same […]
The Role of Credit Scores in Mortgage Applications
Credit scores: three numbers that play a pivotal role in the mortgage application process. But what’s behind these numbers, and why do they matter so much? Decoding Credit Scores: What is a Credit Score? In essence, it’s a numerical representation of your creditworthiness, derived from your credit history. The Breakdown: Factors influencing your score include […]
Creative Mortgage Solutions for Self-Employed Borrowers
The rise of the gig economy and entrepreneurship means more people are self-employed than ever before. But how does this shift impact the mortgage process? Let’s explore the options available for the self-employed. Traditional vs. Non-Traditional Income: Understanding the Difference: Unlike traditional employees, self-employed individuals might have fluctuating incomes, making it challenging to present a […]
First-Time Homebuyers: Tips for a Smooth Mortgage Journey
Embarking on the journey to homeownership is exciting, but for first-timers, the mortgage process might feel like uncharted territory. Here are some golden tips to ensure a smooth voyage. Know Your Finances Inside Out: Credit Score Check: Before house hunting, review your credit score. A healthy score can secure favorable mortgage terms. Budget Wisely: Determine […]