FHA Loans on the Cheap!

Get a FREE quote on an FHA Loan
& save thousands of dollars per year.

The Lowdown on FHA Loans...

Making FHA Loans Accessible with Affordable Rates and Easier Acquisition Processes

FHA mortgage loans are the preferred option for most people, as they are insured by Federal Housing Administration (FHA).FHA-approved loans are safer for the borrower in case of any losses,which prevent the borrower from completing their mortgage payments.

When multiple foreclosures and defaulter cases occurred in the 1930s, the FHA program was made to provide lenders with the insurance they needed and stabilize the housing market. The FHA program has contributed to making mortgage loans easier to acquire and cheaper.

The FHA home loan process should be convenient, and we make it that way with the help of our experience and various tools that offer guidance in the process. Begin the process for a first-time home buyers' loan in Virginiawith a free-of-cost FHA Loan Qualifier.

The FHA Loan Process

Here's how our home loan process works:

  • Finish theFHA Loan Qualifier
  • Depending on the outcome, you can choose between various options forrefinancing.
  • Compare the different terms, conditions, and mortgage interest rates.
  • Pick the one that works best for you.

FHA Buyer Resources

Why an FHA Loan?

Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or can’t get approved for private mortgage insurance should look into FHA loans.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • 3.5% Down Payments
  • Jumbo & Super Jumbo Loans
  • Terms from 5 to 30 Years