Looking to Lower Your Interest Rate & Monthly Payment?

Receive a Quote on a Home Refinance
That May Help You Save Money.


Ready to Refinance?

Home Refinancing in Virginia Made Easy

Are you in the market for refinancing options for a house or other real estate properties? If you've been searching for a while, you'll notice that getting a real estate refinancing option that aligns with your objectives and provides decent mortgage refinance rates can be hard to find.

Our team's experience and the specialized tools we use ensure that the home refinancing process is smooth.Begin the process with a free-of-cost refinances analysis request.

Regardless of it's your first refinance or the fifth, our team will explain the differences between the various loan programs on offer so you can pick the one that works best for you.

The Home Refinance Process

Here's a breakdown of how the home refinances process works:

  • First, we finish off the refinance analysis request
  • Depending on the outcome, you can choose between various options for refinancing.
  • Compare the different terms, conditions, and mortgage interest rates.
  • Pick the one that works best for you.

Refinance Resources

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.
Disclaimer: by refinancing, finance charges may be higher over the life of the loan.

  • Fixed-Rate Mortgage
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
"I refinanced two homes with CMS Mortgage. My rates we're a full point lower than the mortgage broker I previously spoke with (even though rates had actually risen), with lower closing costs." Carol Katherine D.