Homeowners associations (HOAs) are a type of community organization that is designed to help maintain the quality of life in a neighborhood or subdivision. They can help with everything from enforcing deed restrictions to coordinating community events. If you’re thinking about buying a home in a neighborhood with an HOA, or if you’re already a […]
As any experienced lender knows, credit is one of the most important factors in determining whether or not a borrower will be approved for a mortgage. A strong credit score indicates to lenders that the borrower is responsible and capable of repaying the loan, while a weak credit score can make it difficult or impossible […]