A LITTLE ABOUT ME
"Fortuna Favet Fortibus - Fortune Favors the Brave."
Most lenders focus on numbers. TJ focuses on people. His path into mortgages began with a
simple conversation about strengthening the community, and that same mission drives him
today. A veteran with firsthand experience navigating VA and conventional loans, TJ knows how
overwhelming the process can feel - because he's been there himself.
That perspective sets him apart. He doesn't just process paperwork; he creates clarity,
confidence, and opportunities that last long after closing day. Clients describe working with TJ as
having both an advocate and a trusted friend in their corner.
"Fortuna Favet Fortibus" isn't just a motto for TJ - it's a principle. Bold decisions build strong
futures. Whether it's buying a first home, refinancing for stability, or investing to create
generational wealth, TJ helps his clients take decisive steps with confidence.
At CMS, he combines elite lender relationships, advanced resources, and a personal
commitment to service, ensuring every client feels valued, supported, and empowered.
When you're ready for a trusted ally, TJ will be here to open the right doors - and make your
next move feel like home.