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Home Purchase With a Proven Track Record.

Start Your Home Purchase With Rates You Can Trust.

Home Purchase Qualifier

Home Purchase

Begin Your Home Purchase Journey Today.

 

Mortgage Home Purchase Loans Without The Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Home Buyer Resources

203K Loan Qualifier
Payment Calculator

Do I Qualify?

TO determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTL) will vary depending upon the specific loan program for which you apply.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
"I refinanced two homes with CMS Mortgage. My rates we're a full point lower than the mortgage broker I previously spoke with (even though rates had actually risen), with lower closing costs." Carol Katherine D.