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What Clients Are Saying
Working with Erin was a wonderful experience. Erin goes the extra mile to customize a rate that fits for your family. She is very professional, knowledgeable and knows how to get the best rates available. I would highly recommend Erin to anyone with mortgage needs!
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Erin was awesome. She is always quick to answer questions and helped us feel at ease as we purchased our new home. She even showed up at closing to help us if we needed anything!
-dmsimpson04
My husband and used Erin for our pre-approval process (her rates cannot be beat) and are currently working with her on our up coming home purchase. She is very responsive and highly knowledgable about all things mortgage related. She even puts up with answering multiple questions per week from me. She knows her stuff and is extremely trust worthy. Thanks for everything Erin!
-Emily L
Mortgage Pre-Approval vs. Pre-Qualification: What’s the Difference?
Introduction: When beginning the homebuying journey, many buyers encounter two similar-sounding terms: pre-qualification and pre-approval. While they may seem interchangeable, these steps are quite different in terms of process, accuracy, and credibility with sellers. In this blog, we’ll clarify the difference between the two and help you determine which one you need. What Is Mortgage […]
How Credit Scores Impact Your Mortgage: A Guide to Better Loan Terms
Introduction: Your credit score plays a significant role in determining your mortgage rate, loan approval, and overall borrowing costs. Understanding how scores are calculated – and how to improve yours – can save you thousands over the life of a loan. In this blog, we’ll explain how credit scores affect mortgage lending and provide tips […]
Understanding Private Mortgage Insurance (PMI): What It Is and How to Avoid It
Introduction: For many homebuyers, especially those making a down payment of less than 20%, private mortgage insurance (PMI) is a required part of the loan. While PMI can help make homeownership more accessible, it also adds to your monthly costs. In this blog, we’ll explain what PMI is, why it exists, how it’s calculated, and […]
Demystifying Adjustable-Rate Mortgages (ARMs): Are They Right for You?
Introduction: Adjustable-rate mortgages (ARMs) can offer enticingly low initial interest rates, but they also carry the possibility of future rate increases. Understanding how ARMs work, their pros and cons, and who they’re best suited for is key to making an informed borrowing decision. In this blog, we’ll break down everything you need to know about […]