We use cookies and analytics (Google Analytics, PostHog) to understand site usage and improve your experience. You can decline non-essential cookies. See our Privacy Policy.

    Skip to main content
    Christine Efird · NMLS #2297900 · CMS Mortgage
    CMS MortgageChristine at CMS
    Email ChristineCall Christine
    Back to California loan officers
    Christine Efird

    Christine Efird

    Loan Officer

    Simplifying home loans
    NMLS #2297900Verified by Google
    CAFLNCVA
    Call ChristineEmail ChristineText Christine

    Visit Christine's Full Profile

    See Christine's video introduction, complete reviews, and more at their personal page.

    cmsmortgage.com/christine-efird

    About Christine

    My Specialties

    Active LO/Producing

    Questions borrowers ask Christine

    What can Christine help me with?

    Christine works with borrowers on Active LO/Producing and other mortgage scenarios that fit your goals.

    Which states does Christine serve?

    Christine is listed as serving California, Florida, North Carolina, Virginia.

    How do I get started with Christine?

    Use the contact form below and Christine or the CMS Mortgage team will follow up with next steps.

    Contact Christine

    Request a call back

    Leave your details and we'll route your request directly to Christine.

    CMS MortgageChristine Efird

    Christine is a loan officer with CMS Mortgage, a Top 50 national brokerage. Reach out directly — your inquiry goes straight to Christine.

    Call ChristineEmail Christine

    Contact & Compliance

    • 757-560-5838
    • christine@cmsmtgsolutions.com
    • NMLS #2297900
    Privacy PolicyTerms of ServiceLicensingNMLS Consumer Access
    EQUAL
    HOUSING
    Equal Housing Opportunity

    Christine Efird, NMLS #2297900 · CMS Mortgage Solutions Inc. NMLS #212405

    © 2026 CMS Mortgage. All rights reserved. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.