California Loan Officers
Find a licensed loan officer serving California. Browse local expertise, compare specialties, and connect with a CMS Mortgage expert who fits your loan scenario.
9 loan officers•5.0 average rating

Ana Orozco
Loan Officer
NMLS #2075332
5.0
Active LO/Under StandardAZ • CA • FL
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Aninze Awanna
Loan Partner
NMLS #2453219
5.0
Active LO/Under StandardAZ • CA • GA • MI • VA
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Chelsi Zajac
Loan Officer
NMLS #2318458
5.0
Active LO/ProducingCA • VA
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Christian Hernandez
Loan Officer
NMLS #378369
5.0
Active LO/Under StandardAZ • CA • CO • FL • ID • TN • TX • VA WA
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Christine Efird
Loan Officer
NMLS #2297900
5.0
Active LO/ProducingCA • FL • NC • VA
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Karen Pelosi
Loan Officer
NMLS #1497717
5.0
Active LO/ProducingAZ • CA
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Kristen Genovese
Loan Officer
NMLS #1172850
5.0
Active LO/Under StandardAZ • CA • CO • CT • DC • MD • MA • MS • NH • NC • VA
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Meng Xu
Loan Officer
NMLS #1541192
5.0
Active LO/ProducingCA • FL • NC • PA • VA
View Profile & Book CallAmorette Hernandez
Growth Architect
NMLS #177765
5.0
Active LO/ProducingAZ • CA • FL • GA • ID • MD • NM • OK • TN • TX • VA
View Profile & Book CallFrequently Asked Questions
- What does a mortgage loan officer do?
- A mortgage loan officer helps you compare financing options, submit an application, and move from pre-approval to closing. They explain loan programs, collect documentation, and coordinate with processing and underwriting.
- How do I find a loan officer in California?
- Look for a licensed loan officer serving California, confirm their NMLS number, and make sure they regularly handle the loan types you are considering. Recent borrower reviews and response speed both matter.
- What's the difference between VA, FHA, and conventional loans?
- VA loans are built for eligible military borrowers, FHA loans provide more flexibility for credit and down payment, and conventional loans often work well for stronger-credit borrowers seeking long-term cost efficiency.
- How do I verify a loan officer is licensed?
- You can verify a loan officer by checking their NMLS number in NMLS Consumer Access. Licensed professionals should be comfortable providing that information.