🏗️ SPECIALTY LOANS
Beyond the Ordinary
Building from scratch? Renovating a fixer-upper? Need to bridge two properties? We have specialized financing for unique situations.
One-Time Close Experts • Renovation Specialists
Last reviewed: January 2026Reviewed by CMS Mortgage Editorial Team
Build Custom Homes
Finance Renovations
Bridge Properties
Land Financing
6 Loan Options
Find Your Perfect Specialty Loan
Compare products and find the perfect fit for your needs
Quick Comparison
Compare at a Glance
| Product | Purpose | Down Payment | Best For |
|---|---|---|---|
Construction | Build new home | 10-20% | Custom builders |
Renovation | Buy & fix up | 3.5-5% | Fixer-uppers |
Bridge | Buy before selling | Equity | Move-up buyers |
Land | Purchase land | 20-35% | Future building |
Manufactured | Factory-built homes | 3.5-5% | Affordable option |
Farm & Ranch | Rural properties | 10-25% | Country living |
Construction
- Purpose
- Build new home
- Down Payment
- 10-20%
- Best For
- Custom builders
Renovation
- Purpose
- Buy & fix up
- Down Payment
- 3.5-5%
- Best For
- Fixer-uppers
Bridge
- Purpose
- Buy before selling
- Down Payment
- Equity
- Best For
- Move-up buyers
Land
- Purpose
- Purchase land
- Down Payment
- 20-35%
- Best For
- Future building
Manufactured
- Purpose
- Factory-built homes
- Down Payment
- 3.5-5%
- Best For
- Affordable option
Farm & Ranch
- Purpose
- Rural properties
- Down Payment
- 10-25%
- Best For
- Country living
FAQ
Frequently Asked Questions
Building or Renovating? Let's Plan Together
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