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    Florida Loan Officers

    Find a licensed loan officer serving Florida. Browse local expertise, compare specialties, and connect with a CMS Mortgage expert who fits your loan scenario.

    22 loan officers4.8 average rating
    Amare Merz

    Amare Merz

    Loan Officer

    NMLS #207743

    Active LO/ProducingDE • DC • FL • MD • PA • VA • WV
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    Ana Orozco

    Ana Orozco

    Loan Officer

    NMLS #2075332

    5.0
    Active LO/Under StandardAZ • CA • FL
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    Carlos Salas

    Carlos Salas

    Loan Officer

    NMLS #2395310

    5.0
    Active LO/Under StandardFL • TN
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    CH

    Christian Hernandez

    Loan Officer

    NMLS #378369

    5.0
    Active LO/Under StandardAZ • CA • CO • FL • ID • TN • TX • VA WA
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    Christina Allen

    Christina Allen

    Loan Officer

    NMLS #2459479

    5.0
    Active LO/Under StandardFL
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    Christine Efird

    Christine Efird

    Loan Officer

    NMLS #2297900

    5.0
    Active LO/ProducingCA • FL • NC • VA
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    DH

    Deborah Haberny

    Loan Officer

    NMLS #2011652

    5.0
    Active LO/ProducingFL • GA • SC • VA
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    DA

    Delilah Amalbert

    Loan Officer

    NMLS #344115

    5.0
    Active LO/ProducingFL
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    HM

    Haley McGovern

    Loan Officer

    NMLS #1973734

    5.0
    Active LO/ProducingFL • ME
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    Jemila Wheeler

    Jemila Wheeler

    Loan Officer

    NMLS #1612329

    5.0
    Active LO/Under StandardFL • GA
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    Kimberly Hasty

    Kimberly Hasty

    Loan Officer

    NMLS #350161

    5.0
    Active LO/Under StandardFL • GA • SC • VA
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    Meng Xu

    Meng Xu

    Loan Officer

    NMLS #1541192

    5.0
    Active LO/ProducingCA • FL • NC • PA • VA
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    Michael Cancio

    Michael Cancio

    Loan Officer

    NMLS #1445302

    5.0
    Active LO/Under StandardFL
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    Noelia Cabrera

    Noelia Cabrera

    Loan Officer

    NMLS #809712

    5.0
    Active LO/Under StandardFL • MD • NC • TN • VA
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    PD

    Patricia DoRosario

    Loan Officer

    NMLS #1794817

    5.0
    Active LO/Under StandardFL • GA • TX • VA
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    Patricia Larsen

    Patricia Larsen

    Loan Officer

    NMLS #2662631

    5.0
    Active LO/Under StandardFL
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    Ryan Ware

    Ryan Ware

    Loan Officer

    NMLS #2416667

    5.0
    Active LO/ProducingFL • NC • SC • VA
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    SK

    Sakeena Kenton

    Loan Officer

    NMLS #1251267

    5.0
    Active LO/Under StandardAL • FL • GA • NC • TX
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    Sonii Koetter

    Sonii Koetter

    Loan Officer

    NMLS #2397248

    5.0
    Active LO/ProducingFL • GA
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    Vidhi Sharma

    Vidhi Sharma

    Loan Officer

    NMLS #1831544

    5.0
    Active LO/ProducingFL • MD • NC • TX • VA
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    Deshawn Smith

    Deshawn Smith

    COO

    NMLS #1362332

    5.0
    Active LO/Under StandardFL • VA
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    Amorette Hernandez

    Amorette Hernandez

    Growth Architect

    NMLS #177765

    5.0
    Active LO/ProducingAZ • CA • FL • GA • ID • MD • NM • OK • TN • TX • VA
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    Frequently Asked Questions

    What does a mortgage loan officer do?
    A mortgage loan officer helps you compare financing options, submit an application, and move from pre-approval to closing. They explain loan programs, collect documentation, and coordinate with processing and underwriting.
    How do I find a loan officer in Florida?
    Look for a licensed loan officer serving Florida, confirm their NMLS number, and make sure they regularly handle the loan types you are considering. Recent borrower reviews and response speed both matter.
    What's the difference between VA, FHA, and conventional loans?
    VA loans are built for eligible military borrowers, FHA loans provide more flexibility for credit and down payment, and conventional loans often work well for stronger-credit borrowers seeking long-term cost efficiency.
    How do I verify a loan officer is licensed?
    You can verify a loan officer by checking their NMLS number in NMLS Consumer Access. Licensed professionals should be comfortable providing that information.