Thomas Busciglio III — Loan Officer at CMS Mortgage

    NMLS #2515656

    Loan Officer · VA

    Keys to your new home, delivered with care

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    2 yrsin mortgage
    VAlicensed state
    #2515656NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Thomas, not a call queue.Thomas takes it from there personally.

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    What brings you here today?

    Prefer a human first? Text Thomas

    What happens after I hit send?

    Your answers go straight to Thomas — not a call queue. Thomas reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Thomas

    Thomas Busciglio III helps Virginia homebuyers navigate financing with clarity and precision. As an active referral partner, he works closely with realtors and financial professionals to ensure every transaction moves smoothly from application to close. His approach is straightforward: answer questions quickly, explain options clearly, and keep everyone informed along the way. Thomas built his practice around the referral channel because he knows that trust matters. When a realtor or financial advisor refers a client, they're putting their own reputation on the line. He treats every referral with that same level of care, whether it's a first-time buyer navigating FHA options or a move-up buyer comparing conventional and jumbo products. With two years of lending experience in Virginia and a network of 50+ wholesale lenders through CMS Mortgage, Thomas has the flexibility to shop rates and programs across the market. When you reach out, you'll get a clear breakdown of what you qualify for, what your monthly payment will look like, and what steps come next.

    Coffee

    Morning ritual

    Cold brew, no sugar

    Book

    Reading

    Biographies and history

    Mountain

    Weekends

    Hiking Shenandoah trails

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Thomas gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Thomas walks you through exactly what comes next — no jargon, no surprises.