Why borrowers stay calm with Tami

Tami Powell-Garvin is a Loan Officer specializing in helping borrowers across North Carolina and Virginia navigate the mortgage process with clarity and confidence. Whether you're buying your first home, refinancing, or moving up, Tami breaks down the numbers so you know exactly what you're paying each month and what your best options are. She answers questions in plain English, not industry jargon. Tami works with CMS Mortgage Solutions, a wholesale broker that shops 50+ lenders on every loan. That means she's not selling you one bank's rates. She's comparing dozens of options to find the lowest rate and the program that fits your income, credit, and down payment. You get more choices, and Tami handles the legwork. With three years of experience and access to CMS's network of lenders, Tami brings both local market knowledge and national pricing power to every loan. When you reach out, expect a straightforward conversation about what you qualify for, what your monthly payment will look like, and what happens next.