Steven Pearson — Loan Officer at CMS Mortgage

    Steven Pearson, Loan OfficerNMLS #208805

    Loan Officer · MD

    I get you to the closing table, on time

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    7 yrsin mortgage
    MDlicensed state
    #208805NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Steven, not a call queue.Steven takes it from there personally.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Steven

    What happens after I hit send?

    Your answers go straight to Steven — not a call queue. Steven reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Steven

    Steven Pearson is a loan officer licensed in Maryland who specializes in getting borrowers approved and closed without unnecessary delays. With seven years of experience navigating the Maryland market, he works with first-time buyers navigating down payment options, move-up buyers comparing conventional and jumbo products, and self-employed borrowers who need a lender willing to look past W-2s. His approach is straightforward: answer questions quickly, set clear expectations, and keep deals moving. Steven works as part of CMS Mortgage Solutions, a top-50 wholesale brokerage that shops your scenario across 50+ lenders. That means he's not limited to one bank's guidelines or rate sheet. If one lender says no, he has dozens of backup options. If your credit score sits at 620 or 780, if you're buying in Baltimore or the Eastern Shore, he finds the lender that fits. Over seven years, Steven has built relationships with underwriters, processors, and closing attorneys across Maryland. When a file hits a snag, he knows who to call. Borrowers who work with Steven get direct access to his cell, clear timelines for each milestone, and a loan officer who treats your closing date like it matters.

    Coffee

    Morning fuel

    Two espressos before 8 a.m.

    Dog

    Dog dad

    Rescue lab mix named Duke

    Mountain

    Weekend reset

    Hikes Catoctin Mountain trails

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Steven gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Steven walks you through exactly what comes next — no jargon, no surprises.