Steven Pearson — Loan Officer at CMS Mortgage
NMLS #208805Loan Officer · MD
I get you to the closing table, on time
I'll get you from application to keys — personally. Let's start with three quick questions.
Let's see what you qualify for.
Three quick questions — straight to Steven, not a call queue.Steven takes it from there personally.
What brings you here today?
Prefer a human first? Text Steven
What happens after I hit send?
Your answers go straight to Steven — not a call queue. Steven reviews them personally and reaches out to walk you through the next step.
Why borrowers stay calm with Steven
Steven Pearson is a loan officer licensed in Maryland who specializes in getting borrowers approved and closed without unnecessary delays. With seven years of experience navigating the Maryland market, he works with first-time buyers navigating down payment options, move-up buyers comparing conventional and jumbo products, and self-employed borrowers who need a lender willing to look past W-2s. His approach is straightforward: answer questions quickly, set clear expectations, and keep deals moving. Steven works as part of CMS Mortgage Solutions, a top-50 wholesale brokerage that shops your scenario across 50+ lenders. That means he's not limited to one bank's guidelines or rate sheet. If one lender says no, he has dozens of backup options. If your credit score sits at 620 or 780, if you're buying in Baltimore or the Eastern Shore, he finds the lender that fits. Over seven years, Steven has built relationships with underwriters, processors, and closing attorneys across Maryland. When a file hits a snag, he knows who to call. Borrowers who work with Steven get direct access to his cell, clear timelines for each milestone, and a loan officer who treats your closing date like it matters.
Morning fuel
Two espressos before 8 a.m.
Dog dad
Rescue lab mix named Duke
Weekend reset
Hikes Catoctin Mountain trails
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Steven gets your request directly — not a queue.
- 2
Wholesale lenders compete
CMS is a broker: lenders compete for your loan instead of you shopping them one by one.
- 3
A clear plan, personally
Steven walks you through exactly what comes next — no jargon, no surprises.