Why borrowers stay calm with Shawn

Shawn Pettiford helps Virginia homebuyers navigate the mortgage process with clarity and confidence. Whether you're buying your first home, refinancing, or moving up, Shawn breaks down the options in plain English so you can make the right call for your budget and timeline. He focuses on keeping things straightforward and answering every question before it becomes a worry. Shawn works with CMS Mortgage Solutions, a top-50 national brokerage that shops 50+ lenders for every loan. That means he's not limited to one bank's rates or programs. He compares conventional, FHA, VA, USDA, and specialty products to find the one that fits your situation, whether you're working with a 620 credit score or putting down 3%. As a newer loan officer, Shawn brings fresh energy and responsiveness to every conversation. He's building his practice around availability, clear communication, and doing what he says he'll do. When you reach out, you'll get a real response, real options, and a clear picture of what it takes to get you approved.