Sabrina Benjamin-Bailey — Loan Officer at CMS Mortgage

    Sabrina Benjamin-Bailey, Loan OfficerNMLS #2368385

    Loan Officer · VA

    Mortgages, made easy

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    3 yrsin mortgage
    VAlicensed state
    #2368385NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Sabrina, not a call queue.Sabrina takes it from there personally.

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    What brings you here today?

    Prefer a human first? Text Sabrina

    What happens after I hit send?

    Your answers go straight to Sabrina — not a call queue. Sabrina reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Sabrina

    Sabrina Benjamin-Bailey is a Loan Officer serving Virginia homebuyers with three years of hands-on experience in residential lending. She works with first-time buyers navigating FHA and conventional loans, as well as borrowers looking to refinance or move up. Sabrina's approach is straightforward: answer every question, explain every form, and keep you updated through each milestone. As a wholesale broker at CMS Mortgage Solutions, Sabrina shops 50+ lenders for every scenario, which means she can find competitive rates and programs that single-bank lenders simply can't offer. She's especially attuned to the needs of Virginia buyers, from understanding local appraisal timelines to navigating state-specific closing processes. With three years in the field, Sabrina has built her practice around clear communication and real responsiveness. When you reach out, you'll get plain-English answers, a clear breakdown of what you qualify for, and a rate quote that's actually competitive.

    Coffee

    Morning ritual

    Cold brew, no matter the season

    Book

    Reading

    Mystery novels on Sunday mornings

    Heart

    Volunteers

    Local literacy nonprofit

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Sabrina gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Sabrina walks you through exactly what comes next — no jargon, no surprises.