Patricia Larsen — Loan Officer at CMS Mortgage

    Patricia Larsen, Loan OfficerNMLS #2662631

    Loan Officer · FL

    Your home loan guide in Florida

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    FLlicensed state
    #2662631NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Patricia, not a call queue.Patricia takes it from there personally.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Patricia

    What happens after I hit send?

    Your answers go straight to Patricia — not a call queue. Patricia reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Patricia

    Patricia Larsen helps Florida borrowers navigate the mortgage process with clarity and care. Whether you're buying your first home, refinancing, or moving up, she focuses on explaining your options in plain English and finding the loan that fits your budget and timeline. She takes time to answer every question, no matter how small it feels. Patricia works with CMS Mortgage Solutions, a top-50 national brokerage that shops 50+ lenders for every scenario. That means she compares rates and programs across banks, credit unions, and specialty lenders to find the right fit for your credit profile, down payment, and monthly payment goals. You get options, not a one-size-fits-all product. Based in Florida, Patricia brings fresh energy and a commitment to staying responsive. When you reach out, you'll get a clear explanation of what you qualify for, what your monthly payment looks like, and what happens next. No jargon, no pressure, just a straightforward path to closing.

    Coffee

    Morning ritual

    Cold brew, no matter the season

    Book

    Reading

    Historical fiction every weekend

    Heart

    Community

    Volunteers at local food bank

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Patricia gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Patricia walks you through exactly what comes next — no jargon, no surprises.