Melissa Okrasinski, Branch ManagerNMLS #296211
    Melissa Okrasinski

    Branch Manager · DE, MD, VA

    Melissa OkrasinskiBranch Manager at CMS Mortgage: Simplifying home loans across Delaware, Maryland, and Virginia.

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    17 yrsin mortgage
    DE · MD · VAlicensed states
    #296211NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Melissa, not a call queue.Melissa takes it from there personally.

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    What brings you here today?

    Prefer a human first? Text Melissa

    What happens after I hit send?

    Your answers go straight to Melissa — not a call queue. Melissa reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Melissa

    I believe everyone deserves to know and trust the professional they are working with. For two decades, I have helped individuals understand their options and feel confident about every step forward—no confusing jargon, no surprises, just honest guidance and support you can count on. I started my career in banking and financial advisory. This gave me the foundation to always keep a borrower’s total financial picture in mind, not just their credit. Finance is a language I’ve spoken throughout my entire career. I left financial advisory and became a loan originator during the Great Financial Crisis of the early 2000’s and I never lost the careful thought process that was a must during that time. I am passionate about empowering borrowers to confidently understand and drive their lending process, not the other way around. A consumer should never walk away from a loan closing confused and frustrated. This is where I can help. It would be my honor to help give you the tools.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Melissa gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Melissa walks you through exactly what comes next — no jargon, no surprises.