Why borrowers stay calm with Melissa

Melissa Okrasinski is a loan officer who specializes in making the mortgage process straightforward for buyers across Delaware, Maryland, and Virginia. With 11 years of experience in the industry, she works with first-time buyers navigating their first purchase, families upgrading or relocating across state lines, and repeat buyers who want a faster, clearer process the second time around. Her approach is direct: answer every question, explain every form, and keep clients updated without them having to ask. Because CMS Mortgage is a wholesale broker, Melissa shops 50+ lenders for every scenario. That means she can compare conventional, FHA, VA, and jumbo options side by side and present the one that saves you the most money or gets you to the table fastest. Whether you're buying in Wilmington, Baltimore, the DC suburbs, or Virginia Beach, she knows the local programs, builder partnerships, and county-specific loan limits that matter in each market. Over 11 years, Melissa has guided hundreds of buyers through everything from smooth purchases to complex multi-state relocations. When you reach out, you'll get a clear breakdown of your rate options, down payment paths, and realistic closing timeline within 24 hours.