NMLS #296211Branch Manager · DE, MD, VA
Melissa Okrasinski — Branch Manager at CMS Mortgage: Simplifying home loans across Delaware, Maryland, and Virginia.
I'll get you from application to keys — personally. Let's start with three quick questions.
Let's see what you qualify for.
Three quick questions — straight to Melissa, not a call queue.Melissa takes it from there personally.
What brings you here today?
Prefer a human first? Text Melissa
What happens after I hit send?
Your answers go straight to Melissa — not a call queue. Melissa reviews them personally and reaches out to walk you through the next step.
Why borrowers stay calm with Melissa
I believe everyone deserves to know and trust the professional they are working with. For two decades, I have helped individuals understand their options and feel confident about every step forward—no confusing jargon, no surprises, just honest guidance and support you can count on. I started my career in banking and financial advisory. This gave me the foundation to always keep a borrower’s total financial picture in mind, not just their credit. Finance is a language I’ve spoken throughout my entire career. I left financial advisory and became a loan originator during the Great Financial Crisis of the early 2000’s and I never lost the careful thought process that was a must during that time. I am passionate about empowering borrowers to confidently understand and drive their lending process, not the other way around. A consumer should never walk away from a loan closing confused and frustrated. This is where I can help. It would be my honor to help give you the tools.
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Melissa gets your request directly — not a queue.
- 2
Wholesale lenders compete
CMS is a broker: lenders compete for your loan instead of you shopping them one by one.
- 3
A clear plan, personally
Melissa walks you through exactly what comes next — no jargon, no surprises.


