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You spent a decade becoming a medical professional. You shouldn't have to wait another decade to own a home.
Traditional lenders see your student debt and close the door. They don't understand that your $300K in loans comes with a $300K+ income trajectory. They don't recognize that your residency salary isn't your real earning potential. We do.
Zero Down Payment Up to $2,000,000
Keep your savings liquid. No need to drain your accounts for a down payment. Our Medical Professionals Program offers 100% financing for qualified borrowers, so you move into your home without the financial stress of a large upfront payment.
Save $200–$800 Per Month
Most lenders require Private Mortgage Insurance when you put less than 20% down. We don't. That's $200–$800 per month that stays in your pocket instead of going to an insurance company. Over the life of your loan, that's tens of thousands saved.
Residency and Fellowship Training? We Get It.
If you're in residency or a clinical fellowship, we can exclude your student loan payments when calculating your debt-to-income ratio. You qualify based on your actual financial situation, not a formula built for non-medical borrowers.
Employment Contracts Up to 150 Days Out
Starting a new position soon? We can use your employment contract to qualify you up to 150 days before your start date. Lock in your home before day one.
Our program is built for medical professionals with these credentials.
15 minutes. No credit impact.
Tell us about your situation, goals, and timeline. We'll review your qualifications and give you a clear picture of what you can afford. Pre-approval can be done before your new job even starts.
Shop with confidence.
With your pre-approval in hand, you'll know exactly what you qualify for. No surprises. No disappointments. Focused house hunting with the confidence that your financing is ready.
Move in without draining savings.
When you find the right home, we handle the details. Our team guides you through closing with zero down payment and no PMI. You keep your savings and start building equity from day one.
Yes. If you're in residency or a clinical fellowship, we can exclude your student loan payments from your debt-to-income calculation. This dramatically improves your qualifying power and lets you purchase a home based on your actual financial situation.
Yes. We accept employment contracts up to 150 days before your start date. As long as you have a signed offer with your position, start date, and salary, we can use it to qualify you. This means you can secure your home before your new role even begins.
Our program offers 100% financing with no PMI—many competitors require either a down payment or charge PMI. We also exclude student loan payments for those in training, which not all programs do. Plus, our 15-minute pre-approval process is built for busy medical professionals.
You've worked hard to get here. Let us help you take the next step.
