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Short-term financing for property acquisition and renovation. Get the capital to buy, rehab, and sell for profit.
Loan Amount
$75K–$3M+
Up to ARV
70–75%
Loan Terms
6–18 Months
Rehab Coverage
Up to 100%
Enter your project details to see estimated loan amounts, profit margins, and ROI. Most lenders cap loans at 70–75% of After-Repair Value (ARV).
LTC Ratio
78.1%
Est. ROI
+74.1%
Thin margins. Ensure your numbers are accurate.
Loan & Cost Breakdown
Ready to fund your flip?
Get Pre-Approved TodayNote: These are estimates for planning purposes. Actual loan terms, interest rates, and costs vary by lender. Most fix & flip lenders finance up to 90% of purchase price plus 100% of rehab, capped at 70–75% of ARV.
From approval to closing in as few as 7 days.
Identify a distressed property with strong profit potential. We can pre-approve you before you find one.
Submit your deal for review. We evaluate the property, your rehab budget, and the ARV to determine loan amount.
Close fast with our streamlined process. Rehab funds are held in escrow and released as work is completed.
Complete your renovation, list the property, and sell for profit. Pay off the loan at closing or refinance.
Flexible terms designed for experienced and first-time flippers alike.
Loan Amount
$75,000–$3M+
Purchase LTV
Up to 90%
ARV Cap
70–75% of ARV
Loan Terms
6–18 months
Rehab Funding
Up to 100%
Credit Score
620+ minimum
*Properties with major structural issues may qualify with additional documentation.
Don't stop at flipping—build long-term wealth. The BRRRR strategy lets you recycle capital to scale your portfolio without needing new money for each deal.
Purchase a distressed property below market value using a fix & flip loan.
Renovate the property to increase its value. Rehab costs are typically covered by your loan.
Place a quality tenant to generate rental income and stabilize the property.
Refinance into a long-term DSCR loan based on the new, higher appraised value.
Use the cash from your refinance to fund your next deal. Scale your portfolio faster.
Everything you need to know about financing your renovation project.
A fix and flip loan is short-term financing designed for real estate investors who purchase, renovate, and sell a property for profit. These loans typically have 6–18 month terms and cover both the purchase price and renovation costs.
Most lenders finance up to 90% of the purchase price plus 100% of rehab costs, capped at 70–75% of the After-Repair Value (ARV). For example, if a property will be worth $400,000 after renovation, your maximum loan would be around $280,000–$300,000.
ARV (After-Repair Value) is the estimated market value of a property after all renovations are complete. Lenders use ARV to determine your maximum loan amount—typically capping at 70–75% of ARV. A higher ARV means you can borrow more to fund your project.
Rehab funds are typically held in escrow and released in "draws" as work is completed. You'll request a draw, an inspector verifies the completed work, and funds are released. This protects both you and the lender by ensuring work is done before funds are disbursed.
Whether it's your 1st flip or your 100th, we have the financing to help you move fast and maximize profits.
Planning to hold long-term?
Explore DSCR Loans for BRRRR Strategy