Latifa Garrison — Loan Officer at CMS Mortgage

    Latifa Garrison, Loan OfficerNMLS #859979

    Loan Officer · GA

    Keys to your new home, straight answers every step

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    GAlicensed state
    #859979NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Latifa, not a call queue.Latifa takes it from there personally.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Latifa

    What happens after I hit send?

    Your answers go straight to Latifa — not a call queue. Latifa reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Latifa

    Latifa Garrison helps Georgia homebuyers get pre-approved, compare loan options, and close with confidence. She works with first-time buyers navigating down payment questions, growing families moving up, and self-employed borrowers who need a lender that understands non-W-2 income. You'll get clear explanations in plain English, not jargon-heavy emails that leave you guessing. Latifa works inside the CMS Mortgage broker model, which means she shops your scenario across 50+ lenders instead of offering you one bank's rate sheet. You get more options, better pricing, and a single point of contact who coordinates everything. She responds quickly, keeps you updated without you having to chase her, and walks you through what each document actually does. Licensed across Georgia, Latifa brings fresh energy and the full backing of a top-50 national brokerage with two decades in business. When you reach out, expect a real conversation about your goals, your timeline, and which loan structures actually fit your budget.

    Coffee

    Morning ritual

    Cold brew, no sugar, year-round

    Book

    Currently reading

    Historical fiction and memoirs

    Music

    Weekend soundtrack

    Neo-soul and 90s R&B playlists

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Latifa gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Latifa walks you through exactly what comes next — no jargon, no surprises.