Larisa Barclay — Loan Officer at CMS Mortgage
Loan Officer · VA
Simplifying home loans, one conversation at a time
I'll get you from application to keys — personally. Let's start with three quick questions.
Let's see what you qualify for.
Three quick questions — straight to Larisa, not a call queue.Larisa takes it from there personally.
What brings you here today?
Prefer a human first? Text Larisa
What happens after I hit send?
Your answers go straight to Larisa — not a call queue. Larisa reviews them personally and reaches out to walk you through the next step.
Why borrowers stay calm with Larisa
Larisa Barclay specializes in making mortgage financing clear and accessible for Virginia homebuyers. Whether you're buying your first home or refinancing to lower your monthly payment, she takes the time to explain every option in plain language so you can make confident decisions. Her approach is straightforward: ask questions, get real answers, no jargon required. Larisa works with borrowers across Virginia, tapping into the CMS network of 50+ lenders to find the right fit for your credit profile, down payment, and timeline. She's known for breaking down complex scenarios into simple next steps, especially for buyers who feel overwhelmed by the mortgage process or haven't worked with a broker before. With one year of hands-on lending experience and the full support of a top-50 national brokerage, Larisa brings fresh energy and deep attention to detail. When you reach out, you'll get a quick response, a clear explanation of what's possible, and a roadmap to get you to the closing table.
Morning ritual
Cold brew, every single day
Current read
Thrillers and true crime podcasts
Weekend escape
Hiking Shenandoah trails
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Larisa gets your request directly — not a queue.
- 2
Wholesale lenders compete
CMS is a broker: lenders compete for your loan instead of you shopping them one by one.
- 3
A clear plan, personally
Larisa walks you through exactly what comes next — no jargon, no surprises.