Larisa Barclay — Loan Officer at CMS Mortgage

    Larisa Barclay, Loan OfficerNMLS #2657471

    Loan Officer · VA

    Simplifying home loans, one conversation at a time

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    1 yrin mortgage
    VAlicensed state
    #2657471NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Larisa, not a call queue.Larisa takes it from there personally.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Larisa

    What happens after I hit send?

    Your answers go straight to Larisa — not a call queue. Larisa reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Larisa

    Larisa Barclay specializes in making mortgage financing clear and accessible for Virginia homebuyers. Whether you're buying your first home or refinancing to lower your monthly payment, she takes the time to explain every option in plain language so you can make confident decisions. Her approach is straightforward: ask questions, get real answers, no jargon required. Larisa works with borrowers across Virginia, tapping into the CMS network of 50+ lenders to find the right fit for your credit profile, down payment, and timeline. She's known for breaking down complex scenarios into simple next steps, especially for buyers who feel overwhelmed by the mortgage process or haven't worked with a broker before. With one year of hands-on lending experience and the full support of a top-50 national brokerage, Larisa brings fresh energy and deep attention to detail. When you reach out, you'll get a quick response, a clear explanation of what's possible, and a roadmap to get you to the closing table.

    Coffee

    Morning ritual

    Cold brew, every single day

    Book

    Current read

    Thrillers and true crime podcasts

    Mountain

    Weekend escape

    Hiking Shenandoah trails

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Larisa gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Larisa walks you through exactly what comes next — no jargon, no surprises.