Kunal Khanna — Loan Officer at CMS Mortgage

    Kunal Khanna, Loan OfficerNMLS #253695

    Loan Officer · DC, MD, VA

    Your mortgage ally in the DMV

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    2 yrsin mortgage
    DC · MD · VAlicensed states
    #253695NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Kunal, not a call queue.Kunal takes it from there personally.

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    What brings you here today?

    Prefer a human first? Text Kunal

    What happens after I hit send?

    Your answers go straight to Kunal — not a call queue. Kunal reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Kunal

    Kunal Khanna is a loan officer serving buyers across Washington, D.C., Maryland, and Virginia. Whether you're a first-time buyer navigating down payment options or a repeat buyer looking to refinance, Kunal focuses on translating complex loan scenarios into clear next steps. He breaks down the numbers so you know exactly what your monthly payment looks like before you make an offer. What sets Kunal apart is his responsiveness and his willingness to explain the same concept three different ways until it clicks. He's built his practice around being available when you need him, answering questions quickly, and keeping everyone in the loop from contract to close. No question is too small, and no call goes unreturned. Kunal has spent two years building his expertise in the competitive DMV market, where inventory moves fast and buyers need pre-approvals they can count on. As part of CMS Mortgage Solutions, he shops 50+ lenders per scenario to find the rate and program that fits your situation. When you reach out, you'll get straight answers, realistic timelines, and a loan officer who treats your approval like it matters.

    Coffee

    Morning ritual

    Cold brew, no exceptions

    Mountain

    Weekend escape

    Hiking Shenandoah trails

    Book

    Current read

    Biographies of tech founders

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Kunal gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Kunal walks you through exactly what comes next — no jargon, no surprises.