Kunal Khanna — Loan Officer at CMS Mortgage
NMLS #253695Loan Officer · DC, MD, VA
Your mortgage ally in the DMV
I'll get you from application to keys — personally. Let's start with three quick questions.
Let's see what you qualify for.
Three quick questions — straight to Kunal, not a call queue.Kunal takes it from there personally.
What brings you here today?
Prefer a human first? Text Kunal
What happens after I hit send?
Your answers go straight to Kunal — not a call queue. Kunal reviews them personally and reaches out to walk you through the next step.
Why borrowers stay calm with Kunal
Kunal Khanna is a loan officer serving buyers across Washington, D.C., Maryland, and Virginia. Whether you're a first-time buyer navigating down payment options or a repeat buyer looking to refinance, Kunal focuses on translating complex loan scenarios into clear next steps. He breaks down the numbers so you know exactly what your monthly payment looks like before you make an offer. What sets Kunal apart is his responsiveness and his willingness to explain the same concept three different ways until it clicks. He's built his practice around being available when you need him, answering questions quickly, and keeping everyone in the loop from contract to close. No question is too small, and no call goes unreturned. Kunal has spent two years building his expertise in the competitive DMV market, where inventory moves fast and buyers need pre-approvals they can count on. As part of CMS Mortgage Solutions, he shops 50+ lenders per scenario to find the rate and program that fits your situation. When you reach out, you'll get straight answers, realistic timelines, and a loan officer who treats your approval like it matters.
Morning ritual
Cold brew, no exceptions
Weekend escape
Hiking Shenandoah trails
Current read
Biographies of tech founders
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Kunal gets your request directly — not a queue.
- 2
Wholesale lenders compete
CMS is a broker: lenders compete for your loan instead of you shopping them one by one.
- 3
A clear plan, personally
Kunal walks you through exactly what comes next — no jargon, no surprises.