Why borrowers stay calm with Kimberly

Kimberly Hasty is a licensed loan officer serving borrowers across Florida, Georgia, South Carolina, and Virginia. With 13 years of experience in residential lending, she works with first-time buyers navigating down payment programs, growing families moving up, and self-employed borrowers who need a lender that understands non-W2 income. Kimberly focuses on explaining options in plain language so borrowers can make confident decisions without the jargon. Because CMS Mortgage is a broker, not a bank, Kimberly shops more than 50 lenders for every scenario. That means access to competitive rates, flexible underwriting, and loan products that aren't available at a single retail bank. She reviews each borrower's credit, income, and goals to identify the program that fits best, whether that's conventional, FHA, VA, USDA, or a specialty product for unique situations. Over 13 years in the industry, Kimberly has helped hundreds of borrowers close on homes across four states. When you reach out, you'll get a clear breakdown of what you qualify for, what your monthly payment will look like, and what to expect from application to closing.