Karen Pelosi — Loan Officer at CMS Mortgage

    NMLS #1497717

    Loan Officer · AZ, CA

    Arizona and California mortgages, no jargon required

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    2 yrsin mortgage
    AZ · CAlicensed states
    #1497717NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Karen, not a call queue.Karen takes it from there personally.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Karen

    What happens after I hit send?

    Your answers go straight to Karen — not a call queue. Karen reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Karen

    Karen Pelosi helps buyers in Arizona and California lock down financing that fits their budget and timeline. Whether you're buying your first home or refinancing, she translates loan options into plain English and finds the rate that works. Her approach is direct: answer your questions, run the numbers, and get you to closing without surprises. Karen works with CMS Mortgage Solutions, a wholesale brokerage that shops your scenario across 50+ lenders. That means more loan options and better rates than a single bank can offer. She handles everything from conventional and FHA loans to jumbo financing in high-cost counties across California and Arizona's growing metro markets. With two years of lending experience and access to a top-50 national brokerage network, Karen knows how to navigate Arizona's fast-moving housing market and California's jumbo landscape. When you reach out, you'll get a straight answer on what you qualify for, what your monthly payment will look like, and what comes next.

    Coffee

    Morning ritual

    Cold brew, every single day

    Mountain

    Weekends

    Hiking Camelback and Sedona trails

    Book

    Current read

    True crime podcasts and memoirs

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Karen gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Karen walks you through exactly what comes next — no jargon, no surprises.