Jessica Garcia — Loan Officer at CMS Mortgage

    Jessica Garcia, Loan OfficerNMLS #2605443

    Loan Officer · VA

    Keys to your new home in Virginia

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    2 yrsin mortgage
    VAlicensed state
    #2605443NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Jessica, not a call queue.Jessica takes it from there personally.

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    What brings you here today?

    Prefer a human first? Text Jessica

    What happens after I hit send?

    Your answers go straight to Jessica — not a call queue. Jessica reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Jessica

    Jessica Garcia brings fresh energy and genuine dedication to mortgage lending in Virginia. With two years of experience helping homebuyers navigate the loan process, she's built a reputation for making complex financial decisions feel manageable and stress-free. Jessica understands that buying a home is one of the most significant moments in a person's life, and she approaches every client with the patience and clarity they deserve. What sets Jessica apart is her commitment to education—she doesn't just process loans, she empowers her clients to understand every step of their journey. Whether you're a first-time buyer trying to figure out down payment options or a seasoned homeowner looking to refinance, Jessica takes the time to explain your choices in plain English. Her responsive communication style and attention to detail ensure that no question goes unanswered and no deadline gets missed. Based in Virginia, Jessica has quickly become a trusted resource for families and individuals ready to make their homeownership dreams a reality. She's passionate about building lasting relationships that extend beyond the closing table, and her clients often return to her when they're ready for their next chapter.

    MapPin

    Proudly Serving

    Virginia homebuyers

    Coffee

    Fueled By

    Iced coffee, any season

    Heart

    Passionate About

    First-time buyer success stories

    Star

    Known For

    Answering texts faster than anyone

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Jessica gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Jessica walks you through exactly what comes next — no jargon, no surprises.