Jannette Nevarez — Loan Officer at CMS Mortgage

    NMLS #197686

    Loan Officer · AZ

    Here to help you close

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    2 yrsin mortgage
    AZlicensed state
    #197686NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Jannette, not a call queue.Jannette takes it from there personally.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Jannette

    What happens after I hit send?

    Your answers go straight to Jannette — not a call queue. Jannette reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Jannette

    Jannette Nevarez is a loan officer who helps Arizona borrowers navigate the mortgage process with clarity and consistency. Whether you're buying your first home, refinancing, or moving up, she focuses on finding the loan that fits your budget and timeline. She answers questions in plain language and walks through every option available to you. Jannette works as part of CMS Mortgage Solutions, a top-50 national brokerage that shops 50+ lenders on every scenario. That means she can compare rates and programs across dozens of options to find what works for your income, credit, and down payment situation. You get more choices, not just what one bank offers. With two years of experience and access to CMS's deep lender network, Jannette brings both knowledge and resourcefulness to every file. When you reach out, expect a straightforward conversation about your goals, a clear breakdown of what you qualify for, and a plan to get you to closing.

    Coffee

    Morning ritual

    Cold brew, year-round

    Book

    Current read

    Psychological thrillers

    Mountain

    Weekends

    Hiking Camelback and Superstitions

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Jannette gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Jannette walks you through exactly what comes next — no jargon, no surprises.