Craig Reynolds — Loan Officer at CMS Mortgage
NMLS #498059Loan Officer · DE, MD, PA
Your home loan guide in Maryland and Pennsylvania
I'll get you from application to keys — personally. Let's start with three quick questions.
Let's see what you qualify for.
Three quick questions — straight to Craig, not a call queue.Craig takes it from there personally.
What brings you here today?
Prefer a human first? Text Craig
What happens after I hit send?
Your answers go straight to Craig — not a call queue. Craig reviews them personally and reaches out to walk you through the next step.
Why borrowers stay calm with Craig
Craig Reynolds helps buyers in Maryland and Pennsylvania navigate home loans with clarity and calm. Whether you're purchasing your first home, refinancing, or moving up, Craig focuses on explaining your options in plain language and finding the loan structure that fits your budget. He takes the time to walk through down payment requirements, monthly payments, and rate scenarios so you can make decisions with confidence. Craig works as part of CMS Mortgage Solutions, a top-50 national brokerage that shops 50+ lenders per scenario. That means he's not limited to one bank's product menu. Instead, he compares conventional, FHA, VA, and specialty programs across dozens of wholesale lenders to find the best fit for your income, credit score, and goals. You get more options and clearer answers, without the pressure. Licensed in Maryland and Pennsylvania, Craig brings the backing of a brokerage with 20+ years in business and a network built for speed and flexibility. When you reach out, expect straightforward explanations, quick responses, and a loan process designed around your timeline.
Morning ritual
Cold brew, no sugar
Currently reading
Biographies and historical nonfiction
Weekend reset
Hiking trails in the Mid-Atlantic
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Craig gets your request directly — not a queue.
- 2
Wholesale lenders compete
CMS is a broker: lenders compete for your loan instead of you shopping them one by one.
- 3
A clear plan, personally
Craig walks you through exactly what comes next — no jargon, no surprises.