Corey O'Neil — Loan Officer at CMS Mortgage

    NMLS #1989485

    Loan Officer · VA

    Your home loan guide in Virginia

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    3 yrsin mortgage
    VAlicensed state
    #1989485NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Corey, not a call queue.Corey takes it from there personally.

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    What brings you here today?

    Prefer a human first? Text Corey

    What happens after I hit send?

    Your answers go straight to Corey — not a call queue. Corey reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Corey

    Corey O'Neil is a licensed loan officer serving homebuyers across Virginia. He specializes in working with real estate agents and referral partners to deliver clear, reliable financing for their clients. Whether you're a first-time buyer or moving up, Corey translates the mortgage process into plain language and keeps everyone in the loop from application to closing. Corey works as part of CMS Mortgage Solutions, a top-50 national brokerage that shops 50+ lenders per scenario. That means he's not locked into one bank's rate sheet. Instead, he compares options across the market to find the loan that fits your monthly budget, down payment, and credit situation. He answers questions quickly, explains the numbers in real terms, and keeps your agent updated so nothing falls through the cracks. With three years of experience in Virginia's residential lending market, Corey has built a reputation for clear communication and reliable follow-through. When you reach out, you'll get a straight answer about what you qualify for, what your monthly payment will look like, and what comes next.

    Coffee

    Morning routine

    Cold brew, no exceptions

    Mountain

    Weekends

    Hiking Shenandoah trails

    Book

    Currently reading

    Biographies of American founders

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Corey gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Corey walks you through exactly what comes next — no jargon, no surprises.