Test Your Home Buyer IQ: Are You a Buyer or Buster?

Learn How You Can Save $35,000 on Your Next Home.



CMS Mortgage prides itself in its Live, Love, Mortgage Motto! Our top priority is our investment in people and building relationships. By consistently meeting and exceeding our clients’ needs, we strive to become the standard for excellence in the mortgage industry.

We treat our buyers like family, not transactions. Use our smart buyer resources below to increase your home buying IQ.

Smart Buyer Education Series

Learn The Correct Way to Buy a Home, Save Money & Boost Your Home Buying IQ.

Realtors and lenders should help home buyers accomplish their goals by educating them. We are breaking the silence to help buyers understand how to select the best partners for a seamless and snag-free home buying journey. Learn More

Refinance For The Right Reasons

Learn How to Reduce Your Rate & Payments.

  • No Hidden Fees
  • 23-Day Closing on Home Purchases
  • 14-Day Closing on Refinances
  • CMS – 2.375% (APR 2.51%) vs. Local Lenders/Builders – 3.0 (APR 3.13%)
  • 24-Years Experience
  • 5,000 Borrowers

Placing Value, One Home Buyer at a Time.
CMS Mortgage is a full-service lender providing industry best solutions in the purchase, refinance, and renovation loans. Our product offerings support customers throughout Virginia, Maryland, Florida, Pennsylvania, North Carolina, and the District of Columbia. Being homegrown and locally owned, gives us the flexibility to offer superior service, product mix, and pricing in a boutique feel that separates us from our big-box competitors. We welcome the opportunity to complement any scenario with a common-sense approach, which is truly representative of our customer-centric mindset.

  • Live: We’re driven, we’re passionate, and we love tough problems and new challenges in the mortgage industry. You don’t hear a lot of “I don’t know how” or “I can’t” at CMS Mortgage. When faced with an obstacle, we tackle it.
  • Love: Above all, we’re a team first. That means we show up for each other, act with empathy, and bring our authentic selves to work every day. We’re growing this company not for our own personal gain, but for each other and our customers.
  • Mortgage: We want to create something worth creating that will endure the test of time. We do this by relentlessly focusing on our customers’ satisfaction, building high-quality lending solutions, and planning for long-term scalability. We’re grounded by humility and driven by ambition.

To provide our clients with home loan options and services tailored to meet their specific needs at the best rates possible, while providing the highest quality of customer service. We empower our employees by providing them with the tools, knowledge, and support in order to provide their clients with the quality of service they deserve.

CMS Mortgage is Breaking The Silence!

Realtors and lenders should help home buyers accomplish their goals by educating them. We are breaking the silence to help buyers understand how to select the best partners for a seamless and snag-free home buying journey. Learn More

  1. Decide Whether You're Ready to Buy A Home
  2. Calculate How Much House You Can Afford
  3. Save For A Down Payment And Closing Costs
  4. Get Preapproved For A Mortgage
  5. Find The Right Real Estate Agent
  6. Begin House Hunting
  7. Make An Offer On A House
  8. Get A Home Inspection
  9. Get A Home Appraisal
  10. Ask For Repairs Or Credits
  11. Do A Final Walkthrough
  12. Close On Your New Home

Coming Soon.

Coming Soon.

Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here!

See What Our Customers Have to Say About Us.

Meet Our Team of Industry Experts.

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