Christian Hernandez — Loan Officer at CMS Mortgage
Loan Officer · AZ, CA, CO, FL, ID, TN, TX, VA WA
Loans made simple, start to finish
I'll get you from application to keys — personally. Let's start with three quick questions.
Let's see what you qualify for.
Three quick questions — straight to Christian, not a call queue.Christian takes it from there personally.
What brings you here today?
Prefer a human first? Text Christian
What happens after I hit send?
Your answers go straight to Christian — not a call queue. Christian reviews them personally and reaches out to walk you through the next step.
Why borrowers stay calm with Christian
Christian Hernandez helps borrowers across nine states find the mortgage that fits. As a loan officer at CMS Mortgage Solutions, he works with first-time buyers, repeat purchasers, and anyone looking to refinance. His approach centers on clarity: every rate, term, and option gets explained in plain language so you can make confident decisions. Christian leverages CMS's wholesale network of 50+ lenders to compare rates and programs across the market. Whether you're buying in Phoenix, Austin, Miami, or Seattle, he shops your scenario to find competitive terms. You get multiple options, not a single take-it-or-leave-it offer. Licensed in Arizona, California, Colorado, Florida, Idaho, Tennessee, Texas, Virginia, and Washington, Christian brings broad state coverage and a straightforward process. When you reach out, expect quick responses, clear next steps, and a loan officer who treats your questions as priorities, not interruptions.
Morning ritual
Cold brew, no matter the season
Weekends
Hiking trails in Arizona
Best coworker
Rescue lab mix named Copper
Reading
Nonfiction, history and economics
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Christian gets your request directly — not a queue.
- 2
Wholesale lenders compete
CMS is a broker: lenders compete for your loan instead of you shopping them one by one.
- 3
A clear plan, personally
Christian walks you through exactly what comes next — no jargon, no surprises.