Christian Hernandez — Loan Officer at CMS Mortgage

    NMLS #378369

    Loan Officer · AZ, CA, CO, FL, ID, TN, TX, VA WA

    Loans made simple, start to finish

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    1 yrin mortgage
    AZ · CA · COlicensed states
    #378369NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Christian, not a call queue.Christian takes it from there personally.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Christian

    What happens after I hit send?

    Your answers go straight to Christian — not a call queue. Christian reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Christian

    Christian Hernandez helps borrowers across nine states find the mortgage that fits. As a loan officer at CMS Mortgage Solutions, he works with first-time buyers, repeat purchasers, and anyone looking to refinance. His approach centers on clarity: every rate, term, and option gets explained in plain language so you can make confident decisions. Christian leverages CMS's wholesale network of 50+ lenders to compare rates and programs across the market. Whether you're buying in Phoenix, Austin, Miami, or Seattle, he shops your scenario to find competitive terms. You get multiple options, not a single take-it-or-leave-it offer. Licensed in Arizona, California, Colorado, Florida, Idaho, Tennessee, Texas, Virginia, and Washington, Christian brings broad state coverage and a straightforward process. When you reach out, expect quick responses, clear next steps, and a loan officer who treats your questions as priorities, not interruptions.

    Coffee

    Morning ritual

    Cold brew, no matter the season

    Mountain

    Weekends

    Hiking trails in Arizona

    Dog

    Best coworker

    Rescue lab mix named Copper

    Book

    Reading

    Nonfiction, history and economics

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Christian gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Christian walks you through exactly what comes next — no jargon, no surprises.