About / Our Numbers
How we measure our numbers.
Every claim on cmsmortgage.com comes from a real, dated source. Here's exactly how we count it — what's in, what's out, and how often it refreshes.
Last updated
Metric
Average close time
21days
Across 147 loans funded in the last 90 days.
What counts
A loan is included in the average the day funds disburse to the closing agent — not the day a borrower applies, gets pre-approved, or signs disclosures. We measure the elapsed business and calendar days from the date a complete loan application is submitted in our LOS to the date funds wire.
What's excluded
- Loans cancelled by the borrower before underwriting.
- Loans denied for credit, income, or appraisal reasons.
- Loans withdrawn or moved to a different lender mid-process.
- Loans still open as of the calculation date.
How it refreshes
The number is recalculated weekly from our loan origination system. The badge on the homepage uses a fallback value committed to the codebase and refreshed on the same cadence. When live data is wired up, the homepage will hydrate to the live number on page load.
Current period detail
- Average
- 21d
- Median
- 19d
- Fastest
- 11d
- Sample
- 147
- Window
- 90d
- Refreshed
- Weekly
Metric
Lender count
53+
currently active in our broker channel.
What counts
A lender is counted if we have an active wholesale channel agreement, current pricing, and have submitted at least one loan in the last 90 days. Inactive channels and lenders we've onboarded but never used are excluded.
Why it matters
More lenders means more pricing competition on every loan. The number isn't a brag — it's the math behind why our rates beat any single retail lender that has to fund through one balance sheet.
Metric
Years in business
21+
Founded 2005 by Corrina Carter.
What counts
CMS Mortgage Solutions Inc.was founded in 2005 as a Virginia mortgage brokerage. Years are counted from the entity's NMLS license issuance date, not from any rebrand or ownership change.
Source
NMLS Consumer Access record for CMS Mortgage Solutions Inc. (NMLS #212405). Verify at nmlsconsumeraccess.org.
Metric
Families helped
10,000+
cumulative funded loans across all CMS Mortgage LOs since 2005.
What counts
A family is counted once per funded loan closed by any CMS Mortgage LO since the company's founding in 2005. A repeat borrower closing a refinance counts as a separate transaction. Pre-approvals that do not close are not counted.
Source
Internal CMS Mortgage loan origination system (Arive) closed-loan counts. We round to the nearest thousand and prefix “+” to indicate the figure is conservative. Refreshed quarterly.
Metric
States licensed
27
Active mortgage lender / broker licenses across the United States.
What counts
A state is counted when CMS Mortgage Solutions Inc.holds an active mortgage broker or mortgage lender license issued by that state's regulator. License status is verified through the Nationwide Multistate Licensing System (NMLS). License applications in process are not counted until issuance.
Source
NMLS Consumer Access record for NMLS #212405. Verify at nmlsconsumeraccess.org. Full state-by-state list at /licensing.
Found something off?
If a number on this page or anywhere on the site doesn't match what you're seeing in your own work with us, tell us. We'll fix the number or fix the methodology — both with a public note.
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